Introduction SkippedTX1 Corp. (“Company” or “We”) respect your privacy and are committed to protecting it through our compliance with this policy. This policy describes the types of information we may collect from you or that you may provide when you visit our website at https://www.pilot.life (the “Website”) or when using our mobile application [•] (the “App” and together with the Website, the “Platform”) and our practices for collecting, using, maintaining, protecting, and disclosing that information. This policy applies to information we collect: on the Website; on the App; and in email, text, and other electronic messages between you and the Website or the App. It does not apply to information collected by: us offline or through any other means, including on any other website operated by the Company or any third party (including our affiliates and subsidiaries); or any third party (including our affiliates and subsidiaries), including through any application or content (including advertising) that may link to or be accessible from or through the Website. Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. By accessing or using the Website or the App, you agree to this privacy policy. This policy may change from time to time (see Changes to Our Privacy Policy). Your continued use of the Website or the App after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates. Our Website is not intended for children under 18 years of age. No one under age 16 may provide any information to the Website. We do not knowingly collect personal information from children under 16. If you are under 16, do not use or provide any information on the Platform through any of its features, register on the Platform, make any purchases through the Platform, use any of the interactive or public comment features of the Platform, or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 16 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 16, please contact us at [•]. California residents under 16 years of age may have additional rights regarding the collection and sale of their personal information. Please see Your State Privacy Rights for more information.] Information We Collect About You and How We Collect It We collect several types of information from and about users of our Website, including information: by which you may be personally identified, such as name, postal address, email address, telephone number, or [OTHER PERSONAL INFORMATION CATEGORY COLLECTED/any other identifier by which you may be contacted online or offline] (“Personal Information”); that is about you but does not identify you individually, such as [INFORMATION EXAMPLES]; and/or about your internet connection, the equipment you use to access the Platform, and usage details. We collect this information: directly from you when you provide it to us; automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies; from third parties such as our business partners. Information You Provide to Us The information we collect on or through our Platform may include: information that you provide by filling in forms on our Platform. This includes information provided at the time of a) registering to use our Platform, b) making any purchases through our Platform, c) providing information to be published or otherwise shared with other parties (hereinafter, “Posting” and its related terms), or d) requesting further services. We may also ask you for information when you enter a contest or promotion sponsored by us, and when you report a problem with our Platform; records and copies of your correspondence (including email addresses), if you contact us; Your responses to surveys that we might ask you to complete for research purposes such as improving our services; details of transactions you carry out through our Platform and of the fulfillment of your orders, including any financial information required to place an order through our Platform;[ and] your search queries on the Website[; and/.] [NOTE: list any other types of information the user provides.] You also may provide information to be Posted on public areas of the Platform, or transmitted to other users of the Platform or third parties (collectively, “User Contributions”). Your User Contributions are Posted on and transmitted to others at your own risk. Although [we limit access to certain pages/you may set certain privacy settings for such information by logging into your account profile], please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of the Website with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons. [NOTE: please confirm whether there will be User Contributions—posts, reviews, or any other content provided by users shared with parties other than the Company via the Website or the App.] Information We Collect Through Automatic Data Collection Technologies [NOTE: let’s discuss this section.] As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including: details of your visits to our Website and use of our App, including traffic data, logs, and other communication data and the resources that you access and use on the Platform; and information about your computer and internet connection, including your IP address, operating system, and browser type. [We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking). Click here [URL LINK TO DO NOT TRACK DISCLOSURES] for information on how you can opt out of behavioral tracking on this website and how we respond to web browser signals and other mechanisms that enable consumers to exercise choice about behavioral tracking.] The information we collect automatically [does/may/is only statistical data and does not] include personal information[, [but/or] we may maintain it or associate it with personal information we collect in other ways or receive from third parties]. It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to: estimate our audience size and usage patterns; store information about your preferences, allowing us to customize our Website according to your individual interests; speed up your searches; and recognize you when you return to our Website. We may use several technologies automatic data collection. Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website; [NOTE: are cookies used by the App?] Web Beacons. Our Platform and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity); and Flash Cookies. Certain features of our Website may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our Website. Flash cookies are not managed by the same browser settings as are used for browser cookies. For information about managing your privacy and security settings for Flash cookies, see Choices About How We Use and Disclose Your Information. [NOTE: are Flash cookies used?] We do not collect personal information automatically, but we may tie this information to personal information about you that we collect from other sources or you provide to us. Third-Party Use of Cookies and Other Tracking Technologies Some content or applications, including advertisements, on the Platform are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content. We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly. For information about how you can opt out of receiving targeted advertising from many providers, see Choices About How We Use and Disclose Your Information.] How We Use Your Information We use information that we collect about you or that you provide to us, including any personal information: to present our Website and its contents to you; to provide you with information, products, or services that you request from us; to fulfill any other purpose for which you provide it; to provide you with notices about your account, including promotional notices; to carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection; to notify you about changes to our Platform or any products or services we offer or provide though it; to allow you to participate in interactive features on our Platform; [NOTE: list any other purposes;] in any other way we may describe when you provide the information; and for any other purpose with your consent. We may also use your information to contact you about our own and third-parties’ goods and services that may be of interest to you. If you do not want us to use your information in this way, please check the relevant box located on the registration form or adjust your user preferences in your account profile. For more information, see Choices About How We Use and Disclose Your Information. We may use the information we have collected from you to enable us to display advertisements to our advertisers’ target audiences. Even though we do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria. Disclosure of Your Information We may disclose aggregated information about our users, and information that does not identify any individual, without restriction. We may disclose personal information that we collect or you provide as described in this privacy policy: to our subsidiaries and affiliates; to contractors, service providers, and other third parties we use to support our business[ and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them]; [NOTE: include/delete the bracketed language?] to a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of SkippedTX1 Corp.’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by SkippedTX1 Corp. about our Platform users is among the assets transferred; to third parties to market their products or services to you if you have not opted out of such disclosures. [We contractually require these third parties to keep personal information confidential and use it only for the purposes for which we disclose it to them.] For more information, see Choices About How We Use and Disclose Your Information]; [NOTE: include/delete the bracketed language?] to fulfill the purpose for which you provide it; for any other purpose disclosed by us when you provide the information[; and/.] [NOTE: list any other third-party disclosures.] with your consent. We may also disclose your personal information: to comply with any court order, law, or legal process, including to respond to any government or regulatory request; to enforce or apply our Platform Terms of Use and Service (which can be found on the Website) and other agreements, including for billing and collection purposes; and if we believe disclosure is necessary or appropriate to protect the rights, property, or safety of SkippedTX1 Corp., our customers, or others, including, for instance, includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction. [The categories of personal information we may disclose include: [NOTE: list any categories of personally identifiable information intended to be disclosed].] Choices About How We Use and Disclose Your Information We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information. Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly. Disclosure of Your Information for Third-Party Advertising. If you do not want us to share your personal information with unaffiliated or non-agent third parties for promotional purposes, you can opt-out by checking the relevant box located on the registration form. You can also always opt-out by logging into the Website and adjusting your user preferences in your account profile. Promotional Offers from the Company. If you do not wish to have your contact information used by the Company to promote our own or third parties’ products or services, you can opt-out by checking the relevant box located on the registration form or at any other time by logging into the Website and adjusting your user preferences in your account profile. If we have sent you a promotional email, you may send us a return email asking to be omitted from future email distributions. Targeted Advertising. If you do not want us to use information that we collect or that you provide to us to deliver advertisements according to our advertisers’ target-audience preferences, you can opt-out by [OPT-OUT METHOD]. [For this opt-out to function, you must have your browser set to accept all browser cookies.]] [NOTE: let’s discuss.] We do not control third parties’ collection or use of your information to serve interest-based advertising. However these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative (“NAI”) on the NAI’s website. Residents of certain states, such as California, Nevada, Colorado, Connecticut, Virginia, and Utah may have additional personal information rights and choices. Please see Your State Privacy Rights for more information. Accessing and Correcting Your Information You can review and change your personal information by logging into the Platform and visiting your account profile page. If you delete your User Contributions from the Platform, copies of your User Contributions may remain viewable in cached and archived pages, or might have been copied or stored by other Website users. Proper access and use of information provided on the Platform, including User Contributions, is governed by our terms of use [URL LINK TO WEBSITE’S TERMS OF USE].] Residents of certain states, such as California, Nevada[, Colorado][, Virginia][, and][ Utah] may have additional personal information rights and choices. Please see Your State Privacy Rights for more information. Your State Privacy Rights [NOTE: let’s discuss. I recommend cutting this down to be more generic.] State consumer privacy laws may provide their residents with additional rights regarding our use of their personal information. To learn more about California residents’ privacy rights, visit [HYPERLINK TO CCPA AND CPRA PRIVACY NOTICE FOR CALIFORNIA RESIDENTS]. [California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our App that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to [EMAIL ADDRESS][ or write us at: [MAILING ADDRESS]].] [To learn more about consumer privacy rights in other states and how to exercise them, visit [HYPERLINK TO STATE PRIVACY NOTICES]. OR Colorado, Connecticut, Virginia, and Utah each provide their state residents with rights to: Confirm whether we process their personal information. Access and delete certain personal information. Data portability. Opt-out of personal data processing for targeted advertising and sales. Colorado, Connecticut, and Virginia also provide their state residents with rights to: Correct inaccuracies in their personal information, taking into account the information’s nature processing purpose. Opt-out of profiling in furtherance of decisions that produce legal or similarly significant effects. To exercise any of these rights please [REQUEST SUBMISSION METHOD]. To appeal a decision regarding a consumer rights request [APPEAL PROCEDURE].] [Nevada provides its residents with a limited right to opt-out of certain personal information sales. Residents who wish to exercise this sale opt-out rights may submit a request to this designated address: [TOLL-FREE NUMBER/EMAIL/WEBSITE URL].[However, please know we do not currently sell data triggering that statute’s opt-out requirements.]] [Data Security] [NOTE: let’s discuss.] [We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. [All information you provide to us is stored on our secure servers behind firewalls. Any payment transactions [and [OTHER INFORMATION]] will be encrypted [using SSL technology].] The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. [We urge you to be careful about giving out information in public areas of the Website like message boards. The information you share in public areas may be viewed by any user of the Website.] Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.] Changes to Our Privacy Policy It is our policy to post any changes we make to our privacy policy on this page. If we make material changes to how we treat our users’ personal information, we will notify you by email to the email address specified in your account. The date the privacy policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Website and this privacy policy to check for any changes. Contact Information To ask questions or comment about this privacy policy, our privacy practices, or your personal data, contact us at: pilot@pilot.life.